Childcare & the money maths

Run the actual numbers before the decision: net income after care, a vetting checklist, and a nanny agreement that avoids the awkward conversation later.

Prompts in this topic · 1 free sample

Childcare vs. income math

The full picture, including the invisible costs.

Members only

This prompt is part of membership. Members read it in full and copy it straight into ChatGPT, Claude or Gemini.

Is working worth it after childcare?

The full math, including the invisible costs.

Members only

This prompt is part of membership. Members read it in full and copy it straight into ChatGPT, Claude or Gemini.

Find and vet childcare

Questions, red flags, and a comparison sheet.

Members only

This prompt is part of membership. Members read it in full and copy it straight into ChatGPT, Claude or Gemini.

Nanny agreement outline

Clear terms prevent hard conversations.

Members only

This prompt is part of membership. Members read it in full and copy it straight into ChatGPT, Claude or Gemini.

The sick-kid work conflict

A plan before it happens again.

Members only

This prompt is part of membership. Members read it in full and copy it straight into ChatGPT, Claude or Gemini.

Cut childcare costs creatively

Options beyond full-time daycare.

Members only

This prompt is part of membership. Members read it in full and copy it straight into ChatGPT, Claude or Gemini.

Common questions

Is it worth working after childcare costs?
Only a full calculation answers it — including tax, benefits, commuting and career trajectory. The prompt walks through each line.
What should I ask when vetting childcare?
Ratios, staff turnover, illness policy, and how they handle conflict. The vetting prompt gives you a question list and red flags.

More in Work & Money